Wednesday, June 13, 2007

Bumps In The Road

So, our bid was accepted on the house. Now we have to sell ours. The real fun has begun!

Went to sign the mortgage application for the new house. Found out interest rates have been steadily rising for the past several weeks. An increase in our monthly payment.
As my hand seemed to have a mind of its own, it hesitated—for just a few seconds before IT—signed MY name on the official mortgage papers. "We can still back out if it doesn't feel right." Comforting words from Rob as he watched my hand. "It's not me—it's my hand," I was thinking. "I don't want to back out, do you?"
My hand signed. And signed. And signed again.

Called the insurance agent to confirm the lower home owners rate listed on our mortgage application. Moving outside the city is sure to lower the rate. It ain't necessarily so. Although the overall value of the new house is lower than that of the current one, our rate will somehow go up. A LOT. All this because of a minor claim to have our kitchen walls repaired. The insurance company pays out $2000 grand and our rates are rediculously raised. Why do we have insurance again?

Tuesday night-
Wicked thunderstorms, complete with downed trees and canceled flights. It also brought to the current house clogged downspouts and a wet kitchen. Not the kinds of things homeowners like to experience, particularly when there is a "for sale" sign in the front yard.

Receive an inspector's report saying the septic system in the new house needs to be repaired or replaced. A permit is needed to repair. The township is giving the current owners a hard time. The owners would rather not have to pay for an entirely new system. Don't blame them.

The open house for the current residence is scheduled for eleven days from today. The porch still has to be repaired and the tiles in one of the bathrooms have to be replaced. Haven't heard from our contractor. Oh, and we have to keep the house looking like we're neat and clean people.

With all of them bumps in the road (we've just begun the process, there will be many, many more bumps), I still believe this is the right thing to do. And I am still excited. We will have our zero energy house.
I think my hives have gone away.

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